---
license: mit
language:
- en
task_categories:
- text-classification
tags:
- payments
- settlement
- authorization
pretty_name: "Clarus Payments Authorization Settlement Coherence Risk v0.1"
dataset_id: "payments-authorization-settlement-coherence-risk-v0.1"
domain: payments
pillar: transaction_flow
series: "PAY-01"
coherence_pair:
  observable_a: authorization_volume_and_approval_rate
  observable_b: settlement_success_liquidity_and_chargebacks
ground_truth: ground_truth_label
validation_status: pre_release
---
What this repo is for

Detect when payment approvals no longer match settlement reality.

Focus

approval vs settlement

funding gaps

latency mismatches

Why it matters
Payments systems fail when authorization and settlement drift apart.